Business Term Loan · $10K–$2M · 6–36 Month Terms
Predictable funding, flexible terms.
A lump-sum business loan from $10K to $2M with bi-weekly or monthly payments and same-day funding. No hard credit pulls — apply in minutes.
✓ No hard credit pull · Won't impact your credit score
$2M
Maximum funding
36 mo
Maximum term length
Same day
Funding speed
$0
Application fees
Why a BlueStone Term Loan
Capital you can plan around
Built for owners who know what they need to invest in and want straightforward, scheduled repayment.
$10K to $2M in funding
Borrow exactly what your project needs — from a small bridge to a major capital injection — without overcommitting on debt.
6 to 36 month terms
Pick a term that matches the lifespan of the investment. Shorter for fast-payback projects, longer for bigger build-outs.
Bi-weekly or monthly payments
Match your repayment cadence to your revenue cycle so payments never feel like a surprise.
Early-payoff discounts
Pay your loan off ahead of schedule and we'll discount the remaining interest. No prepayment penalties — ever.
No hard credit inquiries
We use a soft pull during the application so checking your offer never costs you a credit point.
Same-day funding
Most approved loans fund the same day — so you can act on opportunities while they're still in front of you.
What it's for
Common term loan use cases
- ✓Equipment, vehicles, or technology purchases
- ✓Hiring, training, and payroll
- ✓Inventory and supply orders
- ✓Renovations and new build-outs
- ✓Marketing and growth campaigns
- ✓Refinancing higher-interest business debt
What you'll need
Simple requirements
- ✓$25K+ in monthly revenue
- ✓6+ months in business
- ✓600+ FICO score
- ✓4 most recent bank statements
FAQ
Common term loan questions
A business term loan is a lump-sum loan repaid over a fixed term — typically 6 to 36 months — with bi-weekly or monthly payments. It's a great fit when you know exactly how much capital you need and want predictable, scheduled payments.
Ready to put capital to work?
Apply in minutes — no hard credit pull. Funds available the same day.