Home Equity Line of Credit · $10K–$750K · 10–30 Year Terms
Tap your home equity to fuel business growth.
Borrow $10K to $750K against the equity in your home. Draw funds as needed, pay interest only on what you use, and keep your business moving — with terms up to 30 years.
✓ No hard credit pull · Won't impact your credit score
$750K
Maximum credit line
30 yrs
Term length available
Days
From application to funding
$0
Application fees
Why a BlueStone HELOC
A flexible, lower-cost way to borrow
Built for business owners who want maximum flexibility without overpaying for the privilege.
$10K to $750K credit lines
Borrow exactly what you need — from a small bridge to a major capital injection — without overcommitting on debt.
10 to 30 year terms
Long, flexible terms keep monthly obligations manageable and free up cash flow for the rest of the business.
Pay interest only on what you draw
Your line stays available 24/7. You only pay interest on the portion you actually use — not the full credit line.
Lower rates than unsecured options
Because a HELOC is secured by your home equity, rates are typically a fraction of unsecured business loans.
Funds available in days
Approvals and closings happen in days — not weeks — so you can act on opportunities as they come up.
Revolving access
Once you draw and pay back, the line refreshes. Use it again and again as the need arises.
What it's for
Common HELOC use cases
- ✓Working capital for day-to-day operations
- ✓Business expansion or new locations
- ✓Equipment, vehicle, or inventory purchases
- ✓Payroll and seasonal cash flow gaps
- ✓Real estate investment or property improvements
- ✓Refinancing higher-interest business debt
What you'll need
Simple requirements
- ✓Available home equity
- ✓600+ FICO score
- ✓Proof of income or business revenue
- ✓Recent mortgage statement
FAQ
Common HELOC questions
A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the equity in your home. You can draw funds as needed during the draw period and only pay interest on the amount you actually use.
Ready to put your equity to work?
Apply in minutes — no hard credit pull. Funds available in days.