Business Line of Credit · Up to $250K · From 1% / mo
Cash on call when you need it.
A revolving line of credit you can draw from again and again — up to $250,000. Pay only for what you use, when you use it. Same-day funding, no hard credit pulls.
✓ No hard credit pull · Won't impact your credit score
$250K
Maximum credit line
1%/mo
Rates starting at
24 mo
Revolving term
Same day
Funding speed
Why a BlueStone Line of Credit
Maximum flexibility, minimum cost
Built for business owners who want capital ready the moment they need it — without paying for it when they don't.
Credit lines up to $250,000
Access the capital you need on demand — without overcommitting to a lump-sum loan.
Rates starting at 1% / month
Competitive rates that scale with your usage. The smarter you use the line, the lower your effective cost.
Pay only for what you draw
Your line stays available 24/7. You only pay interest on the amount you actually use — not the full credit line.
Revolving 6 to 24 months
Draw, pay back, draw again. As you repay, the line refreshes so you have ongoing access to capital.
Same-day funding
Once approved, draws are typically processed within hours so you can act on opportunities immediately.
No hard credit inquiries
Soft credit pull during application means checking your offer never costs you a credit point.
What it's for
Common line of credit use cases
- ✓Bidding on new jobs and contracts
- ✓Buying inventory in bulk for volume discounts
- ✓Covering seasonal payroll and slow months
- ✓Bridging accounts-receivable gaps
- ✓Emergency repairs and unexpected expenses
- ✓Marketing pushes and short-term growth bets
What you'll need
Simple requirements
- ✓$25K+ in monthly revenue
- ✓6+ months in business
- ✓600+ FICO score
- ✓4 most recent bank statements
FAQ
Common line of credit questions
A business line of credit is a revolving credit facility you can draw against whenever you need funds. You pay interest only on the amount you actually draw — not the full credit line — and as you pay down the balance, the line refreshes for future use.
Ready for capital on call?
Apply in minutes — no hard credit pull. Draws fund the same day.